Are you planning to move in the spring? Improve your credit score now before you apply for a new loan. KNOW YOUR CURRENT CREDIT SCORE How are you supposed to improve your credit if you don’t know your current credit score? There are many free websites to pull your credit score like creditkarma.com, experien.com, freecreditreport.com […]
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Reverse mortgages were seen as a last-resort loan option for cash-strapped seniors but they have recently been re-thought by financial advisors as a retirement planning tool. Reverse mortgages are quickly gaining steam and home-owners are in the prime time for a reverse mortgage for two reasons: low interest rates & high home values. These loans allow […]
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BENEFITS OF REFINANCING View our REFI CALCULATOR Lower Monthly Payment This can be achieved if you are able to secure a lower interest rate. The market or your own credit score have probably changed since you began the current mortgage. A reduction of the interest rate by even one-half percent can change your current mortgage […]
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Most home buying issues can be resolved by doing a little financial homework before you start. These four tips can help your home buying process go more smoothly. 1. Check your Credit and Fix Any Mistakes Your credit score is among the most important factors when it comes to qualifying for a loan. Just because […]
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One of the most important documents you’ll receive as you draw closer to closing on your new home is called Good Faith Estimate, which is a precursor to the settlement statement that defines the financing of your home closing. This detailed piece of paperwork may seem like it needs its own decoder ring to understand, […]
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