Get into the home of your dreams.

We'll make the process quick and simple for you.

Our Services

Here at Princeton Mortgage we provide you with a variety of programs and solutions to get you the loan you need.

  • Home Purchase

    Secure your dream home as we guide you through the mortgage process to make it fast and pain-free.

  • Home Refinance

    Optimize your finances with refinance options, allowing you to potentially lower your monthly payments, shorten your loan term, or tap into your home’s equity for other financial goals.


    A HELOC, or Home Equity Line of Credit, allows you to leverage the equity in your home for major expenses or projects with flexibility, providing you access to funds as needed while enjoying competitive interest rates

  • Reverse Mortgage

    Unlock the equity in your home with a Reverse Mortgage, allowing eligible homeowners aged 62 and older to convert home equity into tax-free funds, providing financial flexibility during retirement.

  • FHA Loans

    Explore the benefits of Federal Housing Administration (FHA) Loans, designed to assist first-time homebuyers or those with lower credit scores, offering low down payment options and competitive rates.

  • VA Loans

    Veterans and active-duty military personnel can take advantage of VA Loans, offering favorable terms and conditions, including zero down payment options, to make home buying more accessible and affordable for those who have served our country.

These are only a few of the options we offer

Click below to see more!

Loan Options

Our Team

We've been in the mortgage business for 20+ years. We can remove the stress and make the mortgage process easy for you.

Christian Oliphant

NLMS #304359

Phone: 801-304-9700

Email: [email protected]

Ryan Oliphant

NLMS #304355

Phone: 801-304-9700

Email: [email protected]

Gregg Oliphant

NLMS #304389

Phone: 801-304-9700

Email: [email protected]

Cory Metcalf

NLMS #1843444

Phone: 801-304-9700

Email: [email protected]

4 Simple Steps to the Best Mortgage Loan


Rapid Home Loan Application

Fill out and submit our Rapid Online Application or contact us at 801.304.9700. One of our professional loan officers will contact you to review your loan application and inform you of the process and timelines.

Apply Now


You're Approved!

Princeton Mortgage then works quickly to get your loan application approved through our automated underwriting system, reviewing with you the disclosures and helping you gather your required loan documents. Once all the required documents have been submitted  through email, fax, mail or drop-off, Princeton Mortgage then gets final loan approval validation.


Your Advocate

Your personal loan officer will work with you to satisfy any loan conditions. Once any conditions have been satisfied, we schedule a time at your earliest convenience to sign your closing papers. Purchase loans may fund 24-72 hours post-closing depending on the occupancy of the property.


You Are A Homeowner!

Your loan is now finalized and you are happy with the low rate and friendly service that Princeton Mortgage provided you. Now you can enjoy your home and let your friends and family know how easy it was to work with Princeton Mortgage!

Wondering what your monthly payment would be?

Click the button below to use our calculator and see for yourself!

Contact Us

We would love to hear from you. Please fill out the form below with any questions and we'll get back to you. 

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Our Reviews

Princeton Mortgage
Based on 29 reviews
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Greg WardGreg Ward
21:32 13 May 24
Great and easy to work with Christian.
David BarelaDavid Barela
20:44 13 May 24
Ryan from Princeton Mortgage has been handling my mortgage needs for a very long time now, and as long as he is working there, i will not go anywhere else. I give them an A+, very satisfied!
Megan WoodlandMegan Woodland
18:42 13 May 24
Ryan was phenomenal at helping my husband and I through the financial aspect of the home buying process. He shopped around for the best rates for us and I'm happy with what we were able to get. He was on top of everything and was able to answer all the questions that we had.
Lynn WahidLynn Wahid
16:47 02 May 24
Christian is very helpful. Lucky to have him!
Kyle KirkhamKyle Kirkham
17:16 29 Apr 24
I was far from being the ideal "lendee", but that didn't matter. Christian got it done when the other 3 lenders I tried working with couldn't.Irregular level of communication, in a good way. Christian knows his stuff-- was on top of everything from the start, and always kept me in the loop. Couldn't recommend them enough!
Jeff NelsonJeff Nelson
15:51 04 Apr 24
Awesome experience. I made a very complicated process. Smooth and comforting. Appreciate Princeton mortgage.
Becca MitchellBecca Mitchell
18:10 29 Mar 24
As first time home buyers, we thought the process would be scary and stressful. Gregg at Princeton Mortgage not only made the process smooth, but was an immense help with a vast knowledge of the industry. I genuinely feel like we got lucky having Gregg as our guy. We will be sending everyone we know to Princeton Mortgage. Thank you for everything!
Letha MarchettiLetha Marchetti
12:33 07 Mar 24
Working with Christian Oliphant at Princeton Mortgage took pressure off me. He’s thorough, professional, and a pleasure to work with. I’d work with him again and am still tickled at my mortgage in the 3s. Thank you, Christian!
19:32 06 Mar 24
Princeton Mortgage did my first loan when I bought my house, and they did a phenomenal job. I had plenty of questions and they helped me to understand the loan process, and they made it so easy. Not long after, I started working for them and it's also a great place to work.
Marci SharpMarci Sharp
14:55 06 Mar 24
We have used Princeton Mortgage multiple times for our needs and Ryan has always provided fast and friendly service. They are very knowledgeable and concerned for their clients. I would recommend them to anyone and definitely will use them again!
Tana MetcalfTana Metcalf
14:38 06 Mar 24
Tana MetcalfTana Metcalf
14:34 06 Mar 24
Princeton Mortgage was amazing to work with! I had formerly been scared of the loan process and this team made it so easy, and fast. Such a trustworthy group of people. I would highly recommend them!!!
Ryan CarterRyan Carter
14:02 06 Mar 24
I have complete faith in Princeton. Thanks Christian and Ryan for all you do for us.
Aly PearsonAly Pearson
04:40 06 Mar 24
We have used Princeton Mortgage at least 3 times over the past 15 years. They are the simply the best! They made obtaining and refinancing our mortgages simple and enjoyable. They keep you informed on every step of the process and make you feel like you are part of their family. We will continue to use them for all of our mortgage needs! Thank you Princeton Mortgage for helping us reach our homeownership goals!
Thomas HarrisThomas Harris
23:12 09 May 22
⭐️⭐️⭐️⭐️⭐️ Self- employed people please read!!!Just wanted to start out with a huge thank you to Greg and his team for their help with a cash out re-fi for a self-employed person. The hardest thing to do is to get a non-conforming loan for your personal residence. Greg was able to get it done after I shopped at 11 different brokerages.Greg is the man! He is the only person I’ll be referring to all my self-employee peers. Please reach out to Princeton; they’re the best!
dustin lefevredustin lefevre
16:42 03 Feb 21
Gregg at Princeton was recommended to me by a coworker that had recently used him for a refinance. After getting a couple quotes from other companies along with Princeton I decided to use Princeton Mortgage and I'm glad I did. Not just because they were able to get me a better price and rate but because Gregg took the time to explain all the options and numbers with me in a way that I could understand and was very kind and professional through the entire process. I have already recommended him to a friend and won't hesitate to recommend him to you.
Spencer Morgan AnopolSpencer Morgan Anopol
15:51 22 Oct 20
Can't thank Ryan enough for his help in securing my first mortgage and basically holding my hand the entire way. What could have been stressful and agonizing was pretty darn simple. Extremely communicative and knowledgable. Thanks again for everything.
Natalie DriggsNatalie Driggs
19:32 06 Mar 20
Princeton’s loan officers are awesome!. They are honest, good communicators, and put you ease when you walk in the door. I highly recommend any one of them and would trust them for any mortgage need.
dave coccimigliodave coccimiglio
22:51 29 Jan 18
I have used Ryan here at Princeton for several loans, I refer anyone that is looking for a mortgage to these guys. 5 STARS!
Ben LiebermanBen Lieberman
21:38 26 Jul 17
I have had several positive experiences with Princeton Mortgage personally and professionally. Personally, Princeton Mortgage has helped me with mortgages on both traditional property and more complicated loans. Professionally, as an attorney, Princeton Mortgage has helped my divorce, real estate, probate and elderly clients. They are always professional, knowledgeable and responsible.
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